Jersey's Mortgage Lenders
Explore the mortgage providers helping islanders find their next home. From big international names to local favourites, these are the lenders offering mortgages to island residents.
NatWest International
NatWest International offers mortgages for local residents buying or remortgaging homes in Jersey. Borrowing is typically available from £10,000 over terms between 3 and 35 years, subject to status and affordability. Their range includes fixed rate and tracker mortgages, A standout feature is the Family-Backed Mortgage, a joint borrower sole proprietor structure that lets a family member or friend join the mortgage as a non-owning borrower to boost affordability, while the main applicant remains the sole owner of the property. This is particularly aimed at people who could meet payments with support but struggle to borrow enough in their own name. NatWest offers an online calculator so you can get an indication of how much you might borrow.
Products available: 24
HSBC Channel Islands
HSBC offers mortgages through its Jersey branches for first time buyers, home movers, remortgages and buy to let, with products designed around the specific challenges of buying a home on the island. Locally based mortgage arrangers in Jersey branches combine in-depth island knowledge with HSBC’s wider expertise, and you can get a decision in principle in your local branch before you start house-hunting. Their Jersey range includes fixed and tracker mortgages with competitive rates, the ability to borrow up to six times your salary (criteria apply), 95% loan-to-value mortgages with just a 5% deposit, capital-repayment terms up to 35 years and a free standard valuation on all HSBC Jersey mortgages. HSBC’s lending approach combines higher income multiples and higher-LTV options with flexibility to pay down your loan faster. You can make additional payments and overpayments in line with your mortgage terms, and their guidance explains when early repayment charges apply. Tracker and HSBC Variable Rate mortgages come with no early repayment charge and unlimited overpayments, giving extra flexibility if you expect to reduce your balance quickly, while fixed rate products provide payment certainty for a set period in exchange for early repayment limits. This mix can be attractive for buyers with strong earnings who need a smaller deposit.
Products available: 162
Santander International
Santander International offers residential mortgages through its Jersey branch for people buying or remortgaging homes on the island. Their products typically run over terms from 5 to 40 years, giving borrowers flexibility to stretch or shorten the repayment period to suit their budget. Selected mortgages come with no product fee and one free standard valuation for properties valued up to £1.6 million, which can reduce upfront costs for many buyers. On top of its standard range, Santander International also offers Loyalty Rate products that provide preferential pricing if at least one applicant pays their salary into a Santander Gold Account each month and uses that account to pay the mortgage. Customers can usually make limited extra capital repayments on fixed rate products each year (up to a defined percentage of the balance) without triggering an early repayment charge, with larger overpayments or full redemption during a fixed period incurring a charge as set out in the offer.
Products available: 64
Butterfield
Butterfield offers Channel Island mortgages through its Jersey branch for first time buyers, existing homeowners and buy to let investors. Their core range includes fixed rate, base rate tracker, interest only and buy to let mortgages, with competitive rates and affordability criteria that are not based purely on salary multiples, which can in some cases allow higher borrowing than strict income-multiple models. An on-island team with local market knowledge handles applications and aims to respond within a few days. Alongside its standard range, Butterfield provides a Lifestyle Mortgage, a flexible facility that works in a similar way to an overdraft, allowing customers with savings, bonuses or dividends to offset these against their mortgage to reduce interest while keeping access to their funds. They are also open to bespoke lending solutions where a case does not fit standard parameters, including tailored buy to let structures and other residential lending. Customers on fixed rate products can usually make a one-off repayment of up to 10% of the balance each calendar year without an early repayment charge, with larger overpayments subject to the fees set out in the offer. Your property may be repossessed if you do not keep up with repayments on your mortgage. Butterfield Bank Jersey is regulated by the Jersey Financial Services Commission. Terms & Conditions apply. For more information visit butterfieldgroup.com
Products available: 15
Barclays
Barclays offers customers living in Jersey, with products for first time buyers, home movers, remortgages and buy to let. Their rate sheet shows maximum loan to value ratios typically up to 90% for purchases and remortgages, and up to 80% for additional borrowing, subject to valuation and product criteria. Borrowing is available on repayment or interest-only, with minimum loan sizes usually from £100,000 and lending subject to status, age and affordability checks. A key feature is Barclays’ part and part structure, which lets you split your borrowing between a fixed rate and a tracker rate. This allows you to manage how much of your mortgage is exposed to Bank of England Base Rate changes, with fee-free early repayments on the tracker element, while the fixed part is subject to early repayment charges if you overpay beyond agreed limits or redeem during the fixed period. Fixed products in the current range have stepped early repayment charges that reduce each year of the fixed term, for example higher in year one and lower in later years on both 2 and 5 year fixes. This setup can appeal to borrowers who like the idea of mixing rate certainty with some flexibility to overpay without fees.
Products available: 38
Lloyds International
Lloyds Bank International offers its Islands mortgage range to eligible customers living in Jersey, covering first time buyers, home movers, remortgages and buy to let borrowing, subject to status and affordability. A key differentiator is their Crown Dependencies Eco Home Mortgage, which offers better mortgage rates than their standard products for customers buying an energy-efficient home or improving an existing property, provided it has an EPC rating of A or B. For existing borrowers, their managing-payments guidance explains how early repayment charges work and notes a concession that currently allows up to 10% overpayments each year before an early repayment charge becomes payable.
Products available: 52
Skipton International
Skipton International is a Channel Island lender with a dedicated presence in Jersey, offering residential, buy-to-let and specialist products such as Andium Homebuy mortgages and a 100% mortgage option that uses additional security to help buyers with little or no deposit. They do not charge arrangement fees on their mortgages and, when your existing fixed rate ends, there are no product fees for moving onto a new Skipton deal. All lending decisions are made by local underwriters, and Skipton provides a personal point of contact throughout the application, supported by a simple process and the ability to obtain an Approval in Principle within about ten minutes online or by phone. Their service is non-advised, so they assess affordability but you choose the product, and they are known locally for friendly, professional, award-winning customer service. This combination of no arrangement fees, local decision-making and strong service means Skipton often appeals to borrowers who want a straightforward, relationship-driven lender with options for both standard and higher-loan-to-value borrowing.
Products available: 8
Every mortgage product compared in Jersey
| Lender | Product | Rate type | Initial rate | APRC | Initial term | Max LTV | Min deposit | Fees |
|---|---|---|---|---|---|---|---|---|
| Lloyds International | 2 Year Eco Tracker | Tracker | 4.30% | 6.60% | 2-year | 85% | 15% | £995 arrangement fee |
| Lloyds International | 2 Year Premium Tracker | Tracker | 4.40% | 6.60% | 2-year | 75% | 25% | £995 arrangement fee |
| Butterfield | 2 Year Base Rate Tracker | Tracker | 4.45% | — | 2-year | 80% | 20% | £999 arrangement fee |
| Butterfield | 2 Year Base Rate Tracker Andium First Step (First time buyer) | Tracker | 4.45% | — | 2-year | 80% | 20% | £999 arrangement fee |
| Lloyds International | 5 Year Fixed, Eco Home | Fixed | 4.45% | 6.00% | 5-year | 90% | 10% | No arrangement fee |
| Santander International | 10 Year Fixed | Fixed | 4.49% | 6.10% | 10-year | 60% | 40% | £999 arrangement fee |
| Santander International | Lifetime Tracker | Tracker | 4.49% | 4.60% | — | 60% | 40% | £999 arrangement fee |
| Lloyds International | 2 Year Tracker | Tracker | 4.50% | 6.60% | 2-year | 75% | 25% | £995 arrangement fee |
| Santander International | 10 Year Fixed (fee free) | Fixed | 4.54% | 6.10% | 10-year | 60% | 40% | No arrangement fee |
| Santander International | Lifetime Tracker | Tracker | 4.55% | 4.70% | — | 70% | 30% | £999 arrangement fee |
| Santander International | Lifetime Tracker | Tracker | 4.55% | 4.70% | — | 75% | 25% | £999 arrangement fee |
| Lloyds International | 5 Year Premium Fixed | Fixed | 4.55% | 6.10% | 5-year | 60% | 40% | £995 arrangement fee |
| Lloyds International | 2 Year Fixed, Eco Home | Fixed | 4.64% | 6.70% | 2-year | 90% | 10% | No arrangement fee |
| Butterfield | 2 Year Base Rate Tracker Andium First Step (First time buyer) | Tracker | 4.65% | — | 2-year | 90% | 10% | £999 arrangement fee |
| Lloyds International | 5 Year Fixed | Fixed | 4.65% | 6.10% | 5-year | 60% | 40% | £995 arrangement fee |
| Lloyds International | 5 Year Premium Fixed | Fixed | 4.65% | 6.10% | 5-year | 75% | 25% | £995 arrangement fee |
| Lloyds International | 3 Year Premium Tracker | Tracker | 4.65% | 6.70% | 3-year | 85% | 15% | £995 arrangement fee |
| Butterfield | 2 Year Base Rate Tracker | Tracker | 4.65% | — | 2-year | 90% | 10% | £999 arrangement fee |
| Santander International | Lifetime Tracker | Tracker | 4.69% | 4.80% | — | 80% | 20% | £999 arrangement fee |
| Lloyds International | 5 Year Premium Fixed | Fixed | 4.74% | 6.10% | 5-year | 60% | 40% | No arrangement fee |
| Barclays | 2 Year Tracker | Tracker | 4.74% | 5.90% | 2-year | 60% | 40% | £999 arrangement fee |
| Lloyds International | 2 Year Premium Fixed | Fixed | 4.74% | 6.70% | 2-year | 60% | 40% | £995 arrangement fee |
| NatWest International | 2 Year Base Rate Tracker | Tracker | 4.74% | 6.60% | 2-year | 60% | 40% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Premier Standard (Remortgage) | Fixed | 4.74% | 6.20% | 2-year | 60% | 40% | £999 arrangement fee |
| Lloyds International | 2 Year Tracker | Tracker | 4.75% | 6.70% | 2-year | 85% | 15% | £995 arrangement fee |
| Lloyds International | 5 Year Fixed | Fixed | 4.75% | 6.20% | 5-year | 75% | 25% | £995 arrangement fee |
| Lloyds International | 3 Year Fixed, Eco Home | Fixed | 4.79% | 6.50% | 3-year | 90% | 10% | No arrangement fee |
| Lloyds International | 2 Year Premium Fixed | Fixed | 4.79% | 6.70% | 2-year | 75% | 25% | £995 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Premier Standard | Fixed | 4.79% | 6.20% | 2-year | 60% | 40% | £999 arrangement fee |
| Santander International | 10 Year Fixed | Fixed | 4.79% | 6.20% | 10-year | 70% | 30% | £999 arrangement fee |
| Barclays | 2 Year Tracker | Tracker | 4.79% | 5.90% | 2-year | 75% | 25% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Premier Standard (Remortgage) | Fixed | 4.79% | 6.20% | 2-year | 75% | 25% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Standard (Remortgage) | Fixed | 4.79% | 6.20% | 2-year | 60% | 40% | £999 arrangement fee |
| Lloyds International | 5 Year Premium Fixed | Fixed | 4.83% | 6.20% | 5-year | 75% | 25% | No arrangement fee |
| Lloyds International | 2 Year Premium Fixed | Fixed | 4.84% | 6.70% | 2-year | 85% | 15% | £995 arrangement fee |
| NatWest International | 2 Year Fixed | Fixed | 4.84% | 6.60% | 2-year | 60% | 40% | £999 arrangement fee |
| Santander International | 10 Year Fixed (fee free) | Fixed | 4.84% | 6.20% | 10-year | 70% | 30% | No arrangement fee |
| NatWest International | 2 Year Base Rate Tracker | Tracker | 4.84% | 6.60% | 2-year | 75% | 25% | £999 arrangement fee |
| Santander International | 2 Year Fixed | Fixed | 4.84% | 6.30% | 2-year | 60% | 40% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Standard | Fixed | 4.84% | 6.20% | 2-year | 60% | 40% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Premier Standard (Remortgage) | Fixed | 4.84% | 6.20% | 2-year | 80% | 20% | £999 arrangement fee |
| Barclays | 5 Year Tracker | Tracker | 4.84% | 5.70% | 5-year | 60% | 40% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Premier Standard (Remortgage) | Fixed | 4.84% | 6.20% | 2-year | 85% | 15% | £999 arrangement fee |
| Lloyds International | 2 Year Premium Fixed | Fixed | 4.84% | 6.70% | 2-year | 60% | 40% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Premier Standard (Remortgage) | Fixed | 4.84% | 5.80% | 5-year | 60% | 40% | £999 arrangement fee |
| Lloyds International | 5 Year Fixed | Fixed | 4.84% | 6.20% | 5-year | 60% | 40% | No arrangement fee |
| Lloyds International | 2 Year Fixed | Fixed | 4.84% | 6.70% | 2-year | 60% | 40% | £995 arrangement fee |
| Santander International | Lifetime Tracker (fee free) | Tracker | 4.84% | 5.00% | — | 60% | 40% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Standard (Remortgage) | Fixed | 4.84% | 6.20% | 2-year | 75% | 25% | £999 arrangement fee |
| Santander International | 10 Year Fixed | Fixed | 4.84% | 6.30% | 10-year | 75% | 25% | £999 arrangement fee |
| Santander International | 5 Year Fixed | Fixed | 4.84% | 6.30% | 5-year | 60% | 40% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Premier Fee Saver (Remortgage) | Fixed | 4.84% | 6.10% | 2-year | 60% | 40% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Premier Standard | Fixed | 4.84% | 6.20% | 2-year | 75% | 25% | £999 arrangement fee |
| Santander International | Lifetime Tracker | Tracker | 4.85% | 5.00% | — | 85% | 15% | £999 arrangement fee |
| Lloyds International | 3 Year Premium Fixed | Fixed | 4.89% | 6.50% | 3-year | 60% | 40% | £995 arrangement fee |
| Lloyds International | 2 Year Fixed | Fixed | 4.89% | 6.70% | 2-year | 75% | 25% | £995 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Standard (Remortgage) | Fixed | 4.89% | 6.20% | 2-year | 80% | 20% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Standard (Remortgage) | Fixed | 4.89% | 6.20% | 2-year | 85% | 15% | £999 arrangement fee |
| NatWest International | 5 Year Fixed | Fixed | 4.89% | 6.20% | 5-year | 60% | 40% | £999 arrangement fee |
| Barclays | 5 Year Tracker | Tracker | 4.89% | 5.70% | 5-year | 75% | 25% | £999 arrangement fee |
| Santander International | 10 Year Fixed (fee free) | Fixed | 4.89% | 6.30% | 10-year | 75% | 25% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Premier Fee Saver | Fixed | 4.89% | 6.10% | 2-year | 60% | 40% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Standard | Fixed | 4.89% | 6.20% | 2-year | 75% | 25% | £999 arrangement fee |
| Skipton International | 3 Year Base Rate Tracker | Tracker | 4.89% | 6.40% | 3-year | 75% | 25% | £1,499 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Premier Standard (Remortgage) | Fixed | 4.89% | 5.80% | 5-year | 75% | 25% | £999 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Standard (Remortgage) | Fixed | 4.89% | 5.80% | 5-year | 60% | 40% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Premier Fee Saver (Remortgage) | Fixed | 4.89% | 6.10% | 2-year | 75% | 25% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Premier Standard | Fixed | 4.89% | 5.80% | 5-year | 60% | 40% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Fee Saver (Remortgage) | Fixed | 4.89% | 6.10% | 2-year | 60% | 40% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Premier Standard | Fixed | 4.89% | 6.20% | 2-year | 85% | 15% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Premier Standard | Fixed | 4.89% | 6.20% | 2-year | 80% | 20% | £999 arrangement fee |
| Lloyds International | 2 Year Premium Fixed | Fixed | 4.89% | 6.70% | 2-year | 75% | 25% | No arrangement fee |
| Santander International | Lifetime Tracker (fee free) | Tracker | 4.90% | 5.00% | — | 75% | 25% | No arrangement fee |
| Santander International | Lifetime Tracker (fee free) | Tracker | 4.90% | 5.00% | — | 70% | 30% | No arrangement fee |
| Lloyds International | 5 Year Fixed (Buy-to-let) | Fixed | 4.90% | 6.40% | 5-year | 60% | 40% | £995 arrangement fee |
| Lloyds International | 5 Year Fixed | Fixed | 4.93% | 6.20% | 5-year | 75% | 25% | No arrangement fee |
| Barclays | 2 Year Tracker | Tracker | 4.94% | 5.90% | 2-year | 60% | 40% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Premier Standard (Remortgage) | Fixed | 4.94% | 5.80% | 5-year | 85% | 15% | £999 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Premier Standard (Remortgage) | Fixed | 4.94% | 5.80% | 5-year | 80% | 20% | £999 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Premier Fee Saver (Remortgage) | Fixed | 4.94% | 5.80% | 5-year | 60% | 40% | No arrangement fee |
| Barclays | 5 Year Tracker | Tracker | 4.94% | 5.70% | 5-year | 60% | 40% | No arrangement fee |
| Barclays | 2 Year Tracker | Tracker | 4.94% | 6.00% | 2-year | 85% | 15% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Fee Saver | Fixed | 4.94% | 6.10% | 2-year | 60% | 40% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Premier Fee Saver | Fixed | 4.94% | 6.10% | 2-year | 75% | 25% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Standard | Fixed | 4.94% | 6.20% | 2-year | 80% | 20% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Standard | Fixed | 4.94% | 6.20% | 2-year | 85% | 15% | £999 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Premier Standard | Fixed | 4.94% | 5.80% | 5-year | 75% | 25% | £999 arrangement fee |
| Lloyds International | 2 Year Fixed | Fixed | 4.94% | 6.70% | 2-year | 85% | 15% | £995 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Standard | Fixed | 4.94% | 5.80% | 5-year | 60% | 40% | £999 arrangement fee |
| Lloyds International | 2 Year Fixed | Fixed | 4.94% | 6.70% | 2-year | 60% | 40% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Fee Saver (Remortgage) | Fixed | 4.94% | 6.10% | 2-year | 75% | 25% | No arrangement fee |
| Santander International | 5 Year Fixed (fee free) | Fixed | 4.94% | 6.30% | 5-year | 60% | 40% | No arrangement fee |
| HSBC Channel Islands | 2 Year Tracker Premier Standard (Remortgage) | Tracker | 4.94% | 6.20% | 2-year | 60% | 40% | £999 arrangement fee |
| NatWest International | 2 Year Fixed | Fixed | 4.94% | 6.60% | 2-year | 75% | 25% | £999 arrangement fee |
| Santander International | 10 Year Fixed | Fixed | 4.94% | 6.30% | 10-year | 80% | 20% | £999 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Standard (Remortgage) | Fixed | 4.94% | 5.80% | 5-year | 75% | 25% | £999 arrangement fee |
| Lloyds International | 3 Year Premium Fixed | Fixed | 4.95% | 6.60% | 3-year | 75% | 25% | £995 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Premier Fee Saver (Remortgage) | Fixed | 4.99% | 5.80% | 5-year | 75% | 25% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Premier Standard | Fixed | 4.99% | 5.90% | 5-year | 80% | 20% | £999 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Premier Fee Saver | Fixed | 4.99% | 5.80% | 5-year | 60% | 40% | No arrangement fee |
| Lloyds International | 3 Year Fixed | Fixed | 4.99% | 6.60% | 3-year | 60% | 40% | £995 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Standard (Remortgage) | Fixed | 4.99% | 5.90% | 5-year | 85% | 15% | £999 arrangement fee |
| Lloyds International | 3 Year Premium Fixed | Fixed | 4.99% | 6.60% | 3-year | 60% | 40% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Standard (Remortgage) | Fixed | 4.99% | 5.90% | 5-year | 80% | 20% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Tracker, Premier Standard | Tracker | 4.99% | 6.20% | 2-year | 60% | 40% | £999 arrangement fee |
| Santander International | 2 Year Fixed | Fixed | 4.99% | 6.30% | 2-year | 75% | 25% | £999 arrangement fee |
| Lloyds International | 5 Year Fixed (Buy-to-let) | Fixed | 4.99% | 6.50% | 5-year | 75% | 25% | £995 arrangement fee |
| Santander International | 2 Year Fixed | Fixed | 4.99% | 6.30% | 2-year | 70% | 30% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Tracker Premier Standard (Remortgage) | Tracker | 4.99% | 6.20% | 2-year | 75% | 25% | £999 arrangement fee |
| Santander International | 10 Year Fixed (fee free) | Fixed | 4.99% | 6.30% | 10-year | 80% | 20% | No arrangement fee |
| NatWest International | 5 Year Fixed | Fixed | 4.99% | 6.20% | 5-year | 75% | 25% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Tracker Standard (Remortgage) | Tracker | 4.99% | 6.20% | 2-year | 60% | 40% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Fee Saver | Fixed | 4.99% | 6.10% | 2-year | 75% | 25% | No arrangement fee |
| Barclays | 2 Year Tracker | Tracker | 4.99% | 5.90% | 2-year | 75% | 25% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Fee Saver (Remortgage) | Fixed | 4.99% | 5.80% | 5-year | 60% | 40% | No arrangement fee |
| Lloyds International | 2 Year Fixed | Fixed | 4.99% | 6.70% | 2-year | 75% | 25% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Standard | Fixed | 4.99% | 5.90% | 5-year | 75% | 25% | £999 arrangement fee |
| Barclays | 5 Year Tracker | Tracker | 4.99% | 5.70% | 5-year | 75% | 25% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Premier Standard | Fixed | 4.99% | 5.90% | 5-year | 85% | 15% | £999 arrangement fee |
| Butterfield | 2 Year Base Rate Tracker (Buy-to-let) | Tracker | 5.00% | — | 2-year | 75% | 25% | £1,299 arrangement fee |
| Lloyds International | 5 Year Premium Fixed | Fixed | 5.00% | 6.30% | 5-year | 85% | 15% | No arrangement fee |
| Lloyds International | 2 Year Fixed (Buy-to-let) | Fixed | 5.00% | 7.00% | 2-year | 60% | 40% | £995 arrangement fee |
| Lloyds International | 2 Year Tracker (Buy-to-let) | Tracker | 5.00% | 7.10% | 2-year | 60% | 40% | £995 arrangement fee |
| Lloyds International | 3 Year Premium Fixed | Fixed | 5.02% | 6.60% | 3-year | 75% | 25% | No arrangement fee |
| Santander International | 10 Year Fixed | Fixed | 5.03% | 6.40% | 10-year | 85% | 15% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Tracker Standard (Remortgage) | Tracker | 5.04% | 6.20% | 2-year | 75% | 25% | £999 arrangement fee |
| Santander International | 5 Year Fixed | Fixed | 5.04% | 6.40% | 5-year | 75% | 25% | £999 arrangement fee |
| Santander International | 5 Year Fixed | Fixed | 5.04% | 6.40% | 5-year | 70% | 30% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Tracker, Premier Standard | Tracker | 5.04% | 6.20% | 2-year | 75% | 25% | £999 arrangement fee |
| NatWest International | 2 Year Base Rate Tracker | Tracker | 5.04% | 6.60% | 2-year | 85% | 15% | £999 arrangement fee |
| NatWest International | 2 Year Fixed | Fixed | 5.04% | 6.60% | 2-year | 60% | 40% | No arrangement fee |
| Barclays | 2 Year Tracker | Tracker | 5.04% | 6.00% | 2-year | 90% | 10% | £999 arrangement fee |
| Barclays | 5 Year Tracker | Tracker | 5.04% | 5.80% | 5-year | 85% | 15% | £999 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Standard | Fixed | 5.04% | 5.90% | 5-year | 80% | 20% | £999 arrangement fee |
| Santander International | Lifetime Tracker (fee free) | Tracker | 5.04% | 5.20% | — | 80% | 20% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Premier Fee Saver | Fixed | 5.04% | 5.80% | 5-year | 75% | 25% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Fee Saver (Remortgage) | Fixed | 5.04% | 5.80% | 5-year | 75% | 25% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Premier Fee Saver (Remortgage) | Fixed | 5.04% | 6.10% | 2-year | 80% | 20% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Premier Fee Saver (Remortgage) | Fixed | 5.04% | 6.10% | 2-year | 85% | 15% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Fee Saver | Fixed | 5.04% | 5.80% | 5-year | 60% | 40% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Standard | Fixed | 5.04% | 5.90% | 5-year | 85% | 15% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Tracker, Standard | Tracker | 5.04% | 6.20% | 2-year | 60% | 40% | £999 arrangement fee |
| Lloyds International | 3 Year Premium Fixed | Fixed | 5.05% | 6.60% | 3-year | 85% | 15% | No arrangement fee |
| Lloyds International | 2 Year Tracker (Buy-to-let) | Tracker | 5.05% | 7.10% | 2-year | 75% | 25% | £995 arrangement fee |
| Lloyds International | 3 Year Fixed | Fixed | 5.05% | 6.60% | 3-year | 75% | 25% | £995 arrangement fee |
| Santander International | 10 Year Fixed (fee free) | Fixed | 5.08% | 6.30% | 10-year | 85% | 15% | No arrangement fee |
| Santander International | 5 Year Fixed | Fixed | 5.09% | 6.40% | 5-year | 80% | 20% | £999 arrangement fee |
| Lloyds International | 2 Year Premium Fixed | Fixed | 5.09% | 6.80% | 2-year | 85% | 15% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Premier Fee Saver (Remortgage) | Fixed | 5.09% | 5.80% | 5-year | 80% | 20% | No arrangement fee |
| Santander International | 10 Year Fixed | Fixed | 5.09% | 6.40% | 10-year | 90% | 10% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Premier Fee Saver | Fixed | 5.09% | 6.20% | 2-year | 80% | 20% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Fee Saver (Remortgage) | Fixed | 5.09% | 6.20% | 2-year | 80% | 20% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Fee Saver (Remortgage) | Fixed | 5.09% | 6.20% | 2-year | 85% | 15% | No arrangement fee |
| Lloyds International | 3 Year Fixed | Fixed | 5.09% | 6.60% | 3-year | 60% | 40% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Premier Fee Saver | Fixed | 5.09% | 6.20% | 2-year | 85% | 15% | No arrangement fee |
| Skipton International | 3 Year Base Rate Tracker | Tracker | 5.09% | 6.50% | 3-year | 90% | 10% | £1,499 arrangement fee |
| HSBC Channel Islands | 2 Year Tracker, Standard | Tracker | 5.09% | 6.20% | 2-year | 75% | 25% | £999 arrangement fee |
| Santander International | 2 Year Fixed (fee free) | Fixed | 5.09% | 6.40% | 2-year | 60% | 40% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Fee Saver | Fixed | 5.09% | 5.80% | 5-year | 75% | 25% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Premier Fee Saver (Remortgage) | Fixed | 5.09% | 5.80% | 5-year | 85% | 15% | No arrangement fee |
| NatWest International | 5 Year Fixed | Fixed | 5.09% | 6.20% | 5-year | 60% | 40% | No arrangement fee |
| Lloyds International | 5 Year Fixed | Fixed | 5.10% | 6.30% | 5-year | 85% | 15% | No arrangement fee |
| Santander International | 2 Year Fixed | Fixed | 5.10% | 6.40% | 2-year | 80% | 20% | £999 arrangement fee |
| Lloyds International | 2 Year Fixed (Buy-to-let) | Fixed | 5.10% | 7.10% | 2-year | 75% | 25% | £995 arrangement fee |
| Lloyds International | 3 Year Fixed | Fixed | 5.12% | 6.60% | 3-year | 75% | 25% | No arrangement fee |
| Barclays | 5 Year Tracker | Tracker | 5.14% | 5.80% | 5-year | 90% | 10% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Fee Saver | Fixed | 5.14% | 6.20% | 2-year | 80% | 20% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Fee Saver | Fixed | 5.14% | 6.20% | 2-year | 85% | 15% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Premier Fee Saver | Fixed | 5.14% | 5.90% | 5-year | 80% | 20% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Premier Fee Saver | Fixed | 5.14% | 5.90% | 5-year | 85% | 15% | No arrangement fee |
| NatWest International | 2 Year Fixed | Fixed | 5.14% | 6.60% | 2-year | 75% | 25% | No arrangement fee |
| HSBC Channel Islands | 2 Year Tracker Premier Standard (Remortgage) | Tracker | 5.14% | 6.30% | 2-year | 80% | 20% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Tracker Premier Standard (Remortgage) | Tracker | 5.14% | 6.30% | 2-year | 85% | 15% | £999 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Fee Saver (Remortgage) | Fixed | 5.14% | 5.90% | 5-year | 80% | 20% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Fee Saver (Remortgage) | Fixed | 5.14% | 5.90% | 5-year | 85% | 15% | No arrangement fee |
| Santander International | 10 Year Fixed (fee free) | Fixed | 5.14% | 6.40% | 10-year | 90% | 10% | No arrangement fee |
| Santander International | 5 Year Fixed (fee free) | Fixed | 5.14% | 6.40% | 5-year | 70% | 30% | No arrangement fee |
| Santander International | 5 Year Fixed (fee free) | Fixed | 5.14% | 6.40% | 5-year | 75% | 25% | No arrangement fee |
| Santander International | Lifetime Tracker | Tracker | 5.14% | 5.30% | — | 90% | 10% | £999 arrangement fee |
| Barclays | 2 Year Tracker | Tracker | 5.14% | 5.90% | 2-year | 85% | 15% | No arrangement fee |
| Barclays | 5 Year Tracker | Tracker | 5.14% | 5.70% | 5-year | 85% | 15% | No arrangement fee |
| Lloyds International | 3 Year Fixed | Fixed | 5.15% | 6.60% | 3-year | 85% | 15% | No arrangement fee |
| Barclays | 2 Year Tracker (Buy-to-let) | Tracker | 5.19% | 6.00% | 2-year | 60% | 40% | £999 arrangement fee |
| Santander International | 5 Year Fixed (fee free) | Fixed | 5.19% | 6.40% | 5-year | 80% | 20% | No arrangement fee |
| HSBC Channel Islands | 2 Year Tracker, Premier Standard | Tracker | 5.19% | 6.30% | 2-year | 80% | 20% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Tracker, Premier Standard | Tracker | 5.19% | 6.30% | 2-year | 85% | 15% | £999 arrangement fee |
| NatWest International | 5 Year Fixed | Fixed | 5.19% | 6.20% | 5-year | 75% | 25% | No arrangement fee |
| HSBC Channel Islands | 2 Year Tracker Standard (Remortgage) | Tracker | 5.19% | 6.30% | 2-year | 85% | 15% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Tracker Standard (Remortgage) | Tracker | 5.19% | 6.30% | 2-year | 80% | 20% | £999 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Fee Saver | Fixed | 5.19% | 5.90% | 5-year | 80% | 20% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Fee Saver | Fixed | 5.19% | 5.90% | 5-year | 85% | 15% | No arrangement fee |
| NatWest International | 2 Year Fixed | Fixed | 5.19% | 6.70% | 2-year | 85% | 15% | £999 arrangement fee |
| NatWest International | 2 Year Base Rate Tracker | Tracker | 5.19% | 6.70% | 2-year | 90% | 10% | £999 arrangement fee |
| Lloyds International | 2 Year Fixed | Fixed | 5.19% | 6.80% | 2-year | 85% | 15% | No arrangement fee |
| Skipton International | 5 Year Fixed | Fixed | 5.19% | 6.30% | 5-year | 75% | 25% | No arrangement fee |
| Santander International | Lifetime Tracker (fee free) | Tracker | 5.20% | 5.30% | — | 85% | 15% | No arrangement fee |
| Lloyds International | 3 Year Fixed | Fixed | 5.20% | 6.60% | 3-year | 90% | 10% | No arrangement fee |
| NatWest International | 2 Year Fixed (Buy-to-let) | Fixed | 5.24% | 6.70% | 2-year | 60% | 40% | £999 arrangement fee |
| NatWest International | 5 Year Fixed | Fixed | 5.24% | 6.30% | 5-year | 85% | 15% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Tracker, Standard | Tracker | 5.24% | 6.30% | 2-year | 80% | 20% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Tracker, Standard | Tracker | 5.24% | 6.30% | 2-year | 85% | 15% | £999 arrangement fee |
| Santander International | 2 Year Fixed (fee free) | Fixed | 5.24% | 6.40% | 2-year | 70% | 30% | No arrangement fee |
| Santander International | 2 Year Fixed (fee free) | Fixed | 5.24% | 6.40% | 2-year | 75% | 25% | No arrangement fee |
| Lloyds International | 5 Year Fixed | Fixed | 5.24% | 6.40% | 5-year | 90% | 10% | No arrangement fee |
| Barclays | 5 Year Tracker | Tracker | 5.24% | 5.80% | 5-year | 90% | 10% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Premier Standard (Remortgage) | Fixed | 5.24% | 6.30% | 2-year | 90% | 10% | £999 arrangement fee |
| Barclays | 2 Year Tracker | Tracker | 5.24% | 5.90% | 2-year | 90% | 10% | No arrangement fee |
| Skipton International | 5 Year Fixed | Fixed | 5.24% | 6.30% | 5-year | 90% | 10% | No arrangement fee |
| Lloyds International | 2 Year Fixed | Fixed | 5.25% | 6.80% | 2-year | 90% | 10% | No arrangement fee |
| Lloyds International | 2 Year Tracker | Tracker | 5.25% | 6.80% | 2-year | 90% | 10% | £995 arrangement fee |
| Butterfield | Lifestyle Mortgage | Tracker | 5.25% | — | — | 80% | 20% | £999 arrangement fee |
| NatWest International | 2 Year Fixed | Fixed | 5.29% | 6.80% | 2-year | 90% | 10% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Premier Standard (Buy-to-let) | Fixed | 5.29% | 6.40% | 2-year | 60% | 40% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Premier Standard | Fixed | 5.29% | 6.30% | 2-year | 90% | 10% | £999 arrangement fee |
| Barclays | 2 Year Tracker (Buy-to-let) | Tracker | 5.29% | 6.00% | 2-year | 75% | 25% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Tracker, Premier Standard (Buy-to-let) | Tracker | 5.29% | 7.20% | 2-year | 60% | 40% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Standard (Remortgage) | Fixed | 5.29% | 6.30% | 2-year | 90% | 10% | £999 arrangement fee |
| NatWest International | 5 Year Fixed (Buy-to-let) | Fixed | 5.29% | 6.40% | 5-year | 60% | 40% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Premier Standard (Remortgage, Buy-to-let) | Fixed | 5.29% | 7.20% | 2-year | 60% | 40% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Tracker Premier Standard (Remortgage, Buy-to-let) | Tracker | 5.29% | 7.20% | 2-year | 60% | 40% | £999 arrangement fee |
| Santander International | 2 Year Fixed | Fixed | 5.30% | 6.50% | 2-year | 85% | 15% | £999 arrangement fee |
| Lloyds International | 3 Year Fixed | Fixed | 5.30% | 6.70% | 3-year | 95% | 5% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Standard (Remortgage, Buy-to-let) | Fixed | 5.34% | 7.20% | 2-year | 60% | 40% | £999 arrangement fee |
| NatWest International | 5 Year Fixed | Fixed | 5.34% | 6.40% | 5-year | 90% | 10% | £999 arrangement fee |
| NatWest International | 2 Year Fixed (Buy-to-let) | Fixed | 5.34% | 6.80% | 2-year | 75% | 25% | £999 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Premier Standard (Remortgage) | Fixed | 5.34% | 6.00% | 5-year | 90% | 10% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Standard (Buy-to-let) | Fixed | 5.34% | 7.20% | 2-year | 60% | 40% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Standard | Fixed | 5.34% | 6.30% | 2-year | 90% | 10% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Tracker Standard (Remortgage, Buy-to-let) | Tracker | 5.34% | 7.20% | 2-year | 60% | 40% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Tracker, Standard (Buy-to-let) | Tracker | 5.34% | 7.20% | 2-year | 60% | 40% | £999 arrangement fee |
| Santander International | 2 Year Fixed (fee free) | Fixed | 5.35% | 6.50% | 2-year | 80% | 20% | No arrangement fee |
| Santander International | 10 Year Fixed (fee free) | Fixed | 5.39% | 6.50% | 10-year | 95% | 5% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Premier Standard (Buy-to-let) | Fixed | 5.39% | 7.10% | 2-year | 75% | 25% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Premier Standard (Buy-to-let) | Fixed | 5.39% | 7.10% | 2-year | 65% | 35% | £999 arrangement fee |
| NatWest International | 5 Year Fixed (Buy-to-let) | Fixed | 5.39% | 6.40% | 5-year | 75% | 25% | £999 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Premier Standard (Remortgage, Buy-to-let) | Fixed | 5.39% | 6.70% | 5-year | 60% | 40% | £999 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Standard (Remortgage) | Fixed | 5.39% | 6.10% | 5-year | 90% | 10% | £999 arrangement fee |
| NatWest International | 2 Year Fixed | Fixed | 5.39% | 6.70% | 2-year | 85% | 15% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Premier Standard (Remortgage, Buy-to-let) | Fixed | 5.39% | 7.20% | 2-year | 75% | 25% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Premier Standard (Remortgage, Buy-to-let) | Fixed | 5.39% | 7.20% | 2-year | 65% | 35% | £999 arrangement fee |
| Santander International | 5 Year Fixed | Fixed | 5.39% | 6.50% | 5-year | 85% | 15% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Premier Fee Saver (Remortgage) | Fixed | 5.39% | 6.20% | 2-year | 90% | 10% | No arrangement fee |
| Skipton International | 3 Year Fixed | Fixed | 5.39% | 6.50% | 3-year | 75% | 25% | No arrangement fee |
| Skipton International | 100% Mortgage 5 Year Fixed | Fixed | 5.39% | 6.30% | 5-year | 100% | — | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Premier Standard (Buy-to-let) | Fixed | 5.39% | 6.70% | 5-year | 60% | 40% | £999 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Premier Standard | Fixed | 5.39% | 6.10% | 5-year | 90% | 10% | £999 arrangement fee |
| Barclays | 5 Year Fixed Rate | Fixed | 5.40% | 5.90% | 5-year | 60% | 40% | £999 arrangement fee |
| Barclays | 2 Year Fixed Rate | Fixed | 5.41% | 6.00% | 2-year | 60% | 40% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Tracker, Premier Standard (Buy-to-let) | Tracker | 5.44% | 7.20% | 2-year | 75% | 25% | £999 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Standard (Remortgage, Buy-to-let) | Fixed | 5.44% | 6.70% | 5-year | 60% | 40% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Tracker Premier Standard (Remortgage, Buy-to-let) | Tracker | 5.44% | 7.20% | 2-year | 75% | 25% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Tracker Premier Standard (Remortgage, Buy-to-let) | Tracker | 5.44% | 7.20% | 2-year | 65% | 35% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Standard (Buy-to-let) | Fixed | 5.44% | 7.20% | 2-year | 65% | 35% | £999 arrangement fee |
| Santander International | 10 Year Fixed (Buy-to-let) | Fixed | 5.44% | 6.60% | 10-year | 50% | 50% | £1,499 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Premier Fee Saver | Fixed | 5.44% | 6.20% | 2-year | 90% | 10% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Standard (Buy-to-let) | Fixed | 5.44% | 7.20% | 2-year | 75% | 25% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Fee Saver (Remortgage) | Fixed | 5.44% | 6.20% | 2-year | 90% | 10% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Standard (Remortgage, Buy-to-let) | Fixed | 5.44% | 7.10% | 2-year | 75% | 25% | £999 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Standard | Fixed | 5.44% | 6.10% | 5-year | 90% | 10% | £999 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Standard (Buy-to-let) | Fixed | 5.44% | 6.70% | 5-year | 60% | 40% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Standard (Remortgage, Buy-to-let) | Fixed | 5.44% | 7.20% | 2-year | 65% | 35% | £999 arrangement fee |
| NatWest International | 5 Year Fixed | Fixed | 5.44% | 6.40% | 5-year | 85% | 15% | No arrangement fee |
| HSBC Channel Islands | 2 Year Tracker, Premier Standard (Buy-to-let) | Tracker | 5.44% | 7.20% | 2-year | 65% | 35% | £999 arrangement fee |
| Barclays | 5 Year Fixed Rate | Fixed | 5.45% | 5.90% | 5-year | 75% | 25% | £999 arrangement fee |
| Barclays | 2 Year Fixed Rate | Fixed | 5.46% | 6.00% | 2-year | 75% | 25% | £999 arrangement fee |
| Skipton International | 3 Year Fixed | Fixed | 5.49% | 6.60% | 3-year | 90% | 10% | No arrangement fee |
| HSBC Channel Islands | 2 Year Tracker, Standard (Buy-to-let) | Tracker | 5.49% | 7.20% | 2-year | 75% | 25% | £999 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Premier Standard (Remortgage, Buy-to-let) | Fixed | 5.49% | 6.70% | 5-year | 75% | 25% | £999 arrangement fee |
| NatWest International | 2 Year Fixed | Fixed | 5.49% | 6.70% | 2-year | 90% | 10% | No arrangement fee |
| Santander International | 10 Year Fixed (Buy-to-let) | Fixed | 5.49% | 6.60% | 10-year | 60% | 40% | £1,499 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Fee Saver | Fixed | 5.49% | 6.20% | 2-year | 90% | 10% | No arrangement fee |
| Santander International | 2 Year Fixed | Fixed | 5.49% | 6.60% | 2-year | 90% | 10% | £999 arrangement fee |
| Santander International | 5 Year Fixed (fee free) | Fixed | 5.49% | 6.50% | 5-year | 85% | 15% | No arrangement fee |
| HSBC Channel Islands | 2 Year Tracker, Standard (Buy-to-let) | Tracker | 5.49% | 7.20% | 2-year | 65% | 35% | £999 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Premier Standard (Buy-to-let) | Fixed | 5.49% | 6.70% | 5-year | 75% | 25% | £999 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Premier Standard (Buy-to-let) | Fixed | 5.49% | 6.70% | 5-year | 65% | 35% | £999 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Premier Standard (Remortgage, Buy-to-let) | Fixed | 5.49% | 6.70% | 5-year | 65% | 35% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Tracker Standard (Remortgage, Buy-to-let) | Tracker | 5.49% | 7.20% | 2-year | 65% | 35% | £999 arrangement fee |
| Santander International | 2 Year Fixed (Buy-to-let) | Fixed | 5.49% | 6.60% | 2-year | 50% | 50% | £1,499 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Premier Fee Saver (Remortgage) | Fixed | 5.49% | 6.00% | 5-year | 90% | 10% | No arrangement fee |
| HSBC Channel Islands | 2 Year Tracker Standard (Remortgage, Buy-to-let) | Tracker | 5.49% | 7.20% | 2-year | 75% | 25% | £999 arrangement fee |
| Santander International | Lifetime Tracker (fee free) | Tracker | 5.50% | 5.70% | — | 90% | 10% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Fee Saver (Remortgage) | Fixed | 5.54% | 6.10% | 5-year | 90% | 10% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Standard (Buy-to-let) | Fixed | 5.54% | 6.70% | 5-year | 75% | 25% | £999 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Standard (Buy-to-let) | Fixed | 5.54% | 6.70% | 5-year | 65% | 35% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Tracker Premier Standard (Remortgage) | Tracker | 5.54% | 6.30% | 2-year | 90% | 10% | £999 arrangement fee |
| NatWest International | 5 Year Fixed | Fixed | 5.54% | 6.40% | 5-year | 90% | 10% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Premier Fee Saver | Fixed | 5.54% | 6.10% | 5-year | 90% | 10% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Standard (Remortgage, Buy-to-let) | Fixed | 5.54% | 6.70% | 5-year | 75% | 25% | £999 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Standard (Remortgage, Buy-to-let) | Fixed | 5.54% | 6.70% | 5-year | 65% | 35% | £999 arrangement fee |
| Barclays | 5 Year Fixed Rate | Fixed | 5.55% | 5.90% | 5-year | 60% | 40% | No arrangement fee |
| Santander International | 2 Year Fixed (fee free) | Fixed | 5.55% | 6.60% | 2-year | 85% | 15% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Fee Saver | Fixed | 5.59% | 6.10% | 5-year | 90% | 10% | No arrangement fee |
| HSBC Channel Islands | 2 Year Tracker Standard (Remortgage) | Tracker | 5.59% | 6.40% | 2-year | 90% | 10% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Tracker, Premier Standard | Tracker | 5.59% | 6.40% | 2-year | 90% | 10% | £999 arrangement fee |
| Santander International | 5 Year Fixed (Buy-to-let) | Fixed | 5.59% | 6.60% | 5-year | 50% | 50% | £1,499 arrangement fee |
| Santander International | 5 Year Fixed | Fixed | 5.59% | 6.60% | 5-year | 90% | 10% | £999 arrangement fee |
| Santander International | 5 Year Fixed (Buy-to-let) | Fixed | 5.59% | 6.60% | 5-year | 60% | 40% | £1,499 arrangement fee |
| Butterfield | 5 Year Fixed Andium First Step (First time buyer) | Fixed | 5.60% | — | 5-year | 90% | 10% | £999 arrangement fee |
| Butterfield | 5 Year Fixed (Buy-to-let) | Fixed | 5.60% | — | 5-year | 75% | 25% | £1,299 arrangement fee |
| Butterfield | 2 Year Fixed Andium First Step (First time buyer) | Fixed | 5.60% | — | 2-year | 90% | 10% | £999 arrangement fee |
| Butterfield | 5 Year Fixed | Fixed | 5.60% | — | 5-year | 90% | 10% | £999 arrangement fee |
| Butterfield | 2 Year Fixed (Buy-to-let) | Fixed | 5.60% | — | 2-year | 75% | 25% | £1,299 arrangement fee |
| Barclays | 5 Year Fixed Rate | Fixed | 5.60% | 5.90% | 5-year | 75% | 25% | No arrangement fee |
| Barclays | 5 Year Fixed Rate | Fixed | 5.60% | 6.00% | 5-year | 85% | 15% | £999 arrangement fee |
| Butterfield | 2 Year Fixed | Fixed | 5.60% | — | 2-year | 90% | 10% | £999 arrangement fee |
| Barclays | 2 Year Fixed Rate | Fixed | 5.61% | 6.00% | 2-year | 60% | 40% | No arrangement fee |
| Barclays | 2 Year Fixed Rate | Fixed | 5.61% | 6.10% | 2-year | 85% | 15% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Tracker, Standard | Tracker | 5.64% | 6.40% | 2-year | 90% | 10% | £999 arrangement fee |
| Barclays | 2 Year Fixed Rate | Fixed | 5.66% | 6.00% | 2-year | 75% | 25% | No arrangement fee |
| Skipton International | 5 Year Fixed (Buy-to-let) | Fixed | 5.69% | 7.10% | 5-year | 75% | 25% | No arrangement fee |
| Santander International | 10 Year Fixed (Buy-to-let) | Fixed | 5.69% | 6.70% | 10-year | 75% | 25% | £1,499 arrangement fee |
| Santander International | 2 Year Fixed (Buy-to-let) | Fixed | 5.69% | 6.70% | 2-year | 60% | 40% | £1,499 arrangement fee |
| Santander International | 5 Year Fixed (fee free) | Fixed | 5.69% | 6.60% | 5-year | 90% | 10% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Premier Fee Saver (Remortgage, Buy-to-let) | Fixed | 5.69% | 7.10% | 2-year | 60% | 40% | No arrangement fee |
| Lloyds International | 5 Year Fixed | Fixed | 5.69% | 6.60% | 5-year | 95% | 5% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Premier Fee Saver (Buy-to-let) | Fixed | 5.69% | 7.10% | 2-year | 60% | 40% | No arrangement fee |
| Barclays | 5 Year Fixed Rate | Fixed | 5.70% | 6.00% | 5-year | 90% | 10% | £999 arrangement fee |
| Barclays | 2 Year Fixed Rate | Fixed | 5.71% | 6.10% | 2-year | 90% | 10% | £999 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Fee Saver (Remortgage, Buy-to-let) | Fixed | 5.74% | 7.10% | 2-year | 60% | 40% | No arrangement fee |
| Santander International | 2 Year Fixed (fee free) | Fixed | 5.74% | 6.60% | 2-year | 90% | 10% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Fee Saver (Buy-to-let) | Fixed | 5.74% | 7.10% | 2-year | 60% | 40% | No arrangement fee |
| Santander International | Lifetime Tracker (Buy-to-let) | Tracker | 5.74% | 5.90% | — | 50% | 50% | £1,499 arrangement fee |
| Santander International | Lifetime Tracker (fee free) | Tracker | 5.75% | 6.70% | — | 95% | 5% | No arrangement fee |
| Barclays | 5 Year Fixed Rate | Fixed | 5.75% | 6.00% | 5-year | 85% | 15% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Premier Fee Saver (Remortgage, Buy-to-let) | Fixed | 5.79% | 6.70% | 5-year | 60% | 40% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Premier Fee Saver (Buy-to-let) | Fixed | 5.79% | 6.70% | 5-year | 60% | 40% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Premier Fee Saver (Remortgage, Buy-to-let) | Fixed | 5.79% | 7.10% | 2-year | 65% | 35% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Premier Fee Saver (Buy-to-let) | Fixed | 5.79% | 7.10% | 2-year | 75% | 25% | No arrangement fee |
| Santander International | Lifetime Tracker (Buy-to-let) | Tracker | 5.79% | 6.00% | — | 60% | 40% | £1,499 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Premier Fee Saver (Buy-to-let) | Fixed | 5.79% | 7.20% | 2-year | 65% | 35% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Premier Fee Saver (Remortgage, Buy-to-let) | Fixed | 5.79% | 7.10% | 2-year | 75% | 25% | No arrangement fee |
| Barclays | 2 Year Fixed Rate | Fixed | 5.81% | 6.00% | 2-year | 85% | 15% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Fee Saver (Remortgage, Buy-to-let) | Fixed | 5.84% | 7.20% | 2-year | 65% | 35% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Fee Saver (Remortgage, Buy-to-let) | Fixed | 5.84% | 6.70% | 5-year | 60% | 40% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Fee Saver (Buy-to-let) | Fixed | 5.84% | 7.20% | 2-year | 75% | 25% | No arrangement fee |
| HSBC Channel Islands | 2 Year Fixed, Fee Saver (Buy-to-let) | Fixed | 5.84% | 7.20% | 2-year | 65% | 35% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Premier Fee Saver | Fixed | 5.84% | 6.20% | 5-year | 95% | 5% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Fee Saver (Buy-to-let) | Fixed | 5.84% | 6.70% | 5-year | 60% | 40% | No arrangement fee |
| Santander International | 5 Year Fixed (Buy-to-let) | Fixed | 5.84% | 6.70% | 5-year | 75% | 25% | £1,499 arrangement fee |
| HSBC Channel Islands | 2 Year Fixed Fee Saver (Remortgage, Buy-to-let) | Fixed | 5.84% | 7.20% | 2-year | 75% | 25% | No arrangement fee |
| Barclays | 5 Year Fixed Rate | Fixed | 5.85% | 6.00% | 5-year | 90% | 10% | No arrangement fee |
| Barclays | 5 Year Fixed Rate (Buy-to-let) | Fixed | 5.85% | 6.10% | 5-year | 60% | 40% | £999 arrangement fee |
| Barclays | 2 Year Fixed Rate (Buy-to-let) | Fixed | 5.86% | 6.10% | 2-year | 60% | 40% | £999 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Premier Fee Saver (Remortgage, Buy-to-let) | Fixed | 5.89% | 6.80% | 5-year | 75% | 25% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Premier Fee Saver (Buy-to-let) | Fixed | 5.89% | 6.80% | 5-year | 65% | 35% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Premier Fee Saver (Buy-to-let) | Fixed | 5.89% | 6.80% | 5-year | 75% | 25% | No arrangement fee |
| Santander International | 2 Year Fixed (Buy-to-let) | Fixed | 5.89% | 6.80% | 2-year | 75% | 25% | £1,499 arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Premier Fee Saver (Remortgage, Buy-to-let) | Fixed | 5.89% | 6.80% | 5-year | 65% | 35% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Fee Saver | Fixed | 5.89% | 6.20% | 5-year | 95% | 5% | No arrangement fee |
| Barclays | 2 Year Fixed Rate | Fixed | 5.91% | 6.10% | 2-year | 90% | 10% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Fee Saver (Remortgage, Buy-to-let) | Fixed | 5.94% | 6.80% | 5-year | 65% | 35% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Fee Saver (Buy-to-let) | Fixed | 5.94% | 6.80% | 5-year | 75% | 25% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed, Fee Saver (Buy-to-let) | Fixed | 5.94% | 6.80% | 5-year | 65% | 35% | No arrangement fee |
| HSBC Channel Islands | 5 Year Fixed Fee Saver (Remortgage, Buy-to-let) | Fixed | 5.94% | 6.80% | 5-year | 75% | 25% | No arrangement fee |
| Santander International | 5 Year Fixed (fee free) | Fixed | 5.94% | 6.70% | 5-year | 95% | 5% | No arrangement fee |
| Barclays | 5 Year Fixed Rate (Buy-to-let) | Fixed | 5.95% | 6.20% | 5-year | 75% | 25% | £999 arrangement fee |
| Barclays | 2 Year Fixed Rate (Buy-to-let) | Fixed | 5.96% | 6.10% | 2-year | 75% | 25% | £999 arrangement fee |
| Santander International | Lifetime Tracker (Buy-to-let) | Tracker | 5.99% | 6.20% | — | 75% | 25% | £1,499 arrangement fee |
| Santander International | 2 Year Fixed (fee free) | Fixed | 5.99% | 6.80% | 2-year | 95% | 5% | No arrangement fee |
| Butterfield | Standard Base Rate Tracker | Tracker | 6.75% | — | — | 90% | 10% | £999 arrangement fee |
| Butterfield | Standard Base Rate Tracker Andium First Step (First time buyer) | Tracker | 6.75% | — | — | 90% | 10% | £999 arrangement fee |
| Butterfield | Standard Base Rate Tracker (Buy-to-let) | Tracker | 6.75% | — | — | 75% | 25% | £1,299 arrangement fee |